| Sl No. | Type of Loan | Nature of Security | Interest Rates | Term of Loan |
|---|---|---|---|---|
| 1 | Mortgage Janashree Loan โ MJL (w.e.f. 16-01-2023) | Land & Building | Up to โน10 lakh @ 12% Above โน10 lakh @ 12.50% | 120 Months |
| 2 | Mortgage Samridhi Loan โ MSL | Land & Building | Up to โน10 lakh @ 12% Above โน10 lakh to โน25 lakh @ 13% | 180 Months |
| 3 | Housing Loan Grahasree โ HLG | Land & Building | Up to โน5 lakh @ 10% Above โน5 lakh up to โน30 lakh @ 11% Above โน30 lakh up to โน70 lakh @ 12% | 240 Months |
| 4 | Mortgage OD โ MOD | Land & Building | 15% | 1 Year |
| 5 | Janasree Personal Overdraft - JPOD & POD | Land & Building | 15% | 1 Year |
| 6 | Vehicle Loan with Property โ VHLP | Land & Building | 12% | 120 Months |
| 7 | Vehicle Loan (Without Property) โ VHL | Personal Surety | 13% | 84 Months |
| 8 | Fixed Deposit Loan | Deposit Receipts | Deposit Rate + 2% | Up to Maturity of Deposit |
| 9 | Nidhi Deposit Loan | Deposit Receipts | Deposit Rate + 2% | Up to Maturity of Deposit |
| Sl No. | Type of Loan | Maximum Amount | Nature of Security | Interest Rate | Term of Loan |
|---|---|---|---|---|---|
| 1 | Gold OD โ GOD | โน1.00 crore | Gold Ornaments | 10.50% | 1 Year |
| 2 | Ordinary Gold Loan โ GOLD | โน1.00 crore | Gold Ornaments | 10.50% | 12 Months |
| 3 | Sathabdi Gold Loan | โน1.00 crore | Gold Ornaments | 10.50% | 6 Months |
| 4 | Kissan Shree Gold Loan (KSGL) | โน1.00 crore | Gold Ornaments | 10.25% | 12 Months |